7% target rate*

Investment strategy.

The Adventurous Portfolio has been created to meet the demands of those investors with a higher risk/reward mentality. It offers potential higher returns through a substantial weighting towards emerging markets and small cap securities. 

The portfolio has been allocated from a basis that the investor benefits from growth in the UK as well as in the developed markets and globally through a diversified allocation of assets. To support the higher risk/reward appetite of the adventurous investor we have increased allocations into specific sectors that have been identified to generate a substantial upside to the investor.

To achieve a higher target rate the portfolio has greater geographical and currency exposure, with higher earning potential assets replacing major equity index linked assets. Real estate has the highest allocation in the portfolio, alongside an increased exposure to renewable energy equities and the MSCI World Index.

Portfolio breakdown.

All data is expressed as at 1 November 2018.

Asset weightings.

Our globally diversified portfolio comprises a mix of asset classes and investments all of which are highlighted below. Portfolios are constantly monitored and may be rebalanced by the investment manager. This allows the manager to adapt to any material market movements at its discretion and ensure the portfolios remain in line with strategic asset allocations. As such the products, assets and weightings of those products within the portfolios may change from time to time with the objective of retaining the desired portfolio construction and performance outcome. Mercantile Invest will provide regular updates of such amends which can be viewed in our archive.

Cash - 2%
ETFS Longer Dated All Commodities UCITS ETF - 5%
iShares Automation & Robotics UCITS ETF - 10%
iShares Developed Markets Property Yield ETFs - 5%
iShares Euro Dividend UCITS ETF - 5%
iShares European Property Yield UCITS ETF - 5%
iShares Global Clean Energy UCITS ETF - 8%
iShares MSCI United Kingdom Small-Cap ETF - 5%
iShares MSCI World UCITS ETF - 5%
iShares UK Gilts 0-5yr UCITS ETF - 4%
UBS MSCI Emerging Markets UCITS ETF - 5%
Vanguard FTSE UK All Share Index Unit Trust - 5%
Mercantile Diversified UCITS - 15%
Mercantile Diversified UCITS - 26%

Asset overview.

  • cash

    Cash is the lowest risk asset available – if denominated in sterling there would be no currency exposure risk to the client. It provides liquidity inside the portfolio and although it doesn’t generate growth, it can be used for new opportunities identified in the market.

  • commodities

    Whether related to food, energy or metals, commodities are an important part of everyday life and are a good way for investors to diversify beyond traditional stocks and bonds.

  • exchange traded funds

    Bought and sold like shares, Exchange Traded Funds (ETFs) allow access to a large range of asset classes and indices e.g. the FTSE 100.

  • equities

    Equities are units of ownership interest in a corporation or financial asset that can provide equal distribution in any profits, if any are declared, in the form of dividends. Held across global indices, equities can benefit investors both through price appreciation and yield.

  • emerging markets

    Emerging markets offer investors the potential to benefit from high growth opportunities in less developed or established regions. With more volatility there is a higher risk but the rewards can be much greater.

  • fixed income

    Fixed Income is an income from an investment that is set at a particular figure and does not vary like a dividend or rise with the rate of inflation, unless stated. Bonds are the most common type of Fixed Income Security – we seek  Investment grade corporate bonds from Blue Chip and household names, alongside UK government bonds.

  • property

    Investment in property is vast – ranging from investing in rental opportunities, to investment in property developers generating returns from building and renovations, to appreciation on rising property prices. Not to mention commercial property and the high yields that can be generated. Property provides investors with collateral in physical assets therefore overall we believe it offers good diversity inside the portfolio.

“our aim is simple – to put you and your clients’ first, so we’ll work closely with you to ensure our portfolios meet your clients’ needs”


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