The Cautious Portfolio has been created to suit investors with a low risk appetite, typically those who want improved returns over traditional savings accounts. It is best suited for first time investors.
The rationale behind the portfolio is to offer lower risk capacity clients the opportunity to generate a steady return whilst limiting their exposure to risk, but still offering a diversified selection of assets that will benefit them when markets perform well. As a result, a large percentage of the portfolio has been allocated inside the United Kingdom and in GBP.
Larger exposure to cash and treasury bonds has been included to reduce risk in the portfolio and generate a stable low risk passive income. The remaining part of the portfolio has been very well diversified across several industries and geographic sectors with only a minimal allocation to emerging markets. The assets in the portfolio have been selected in a strategy that ensures the investors is only exposed to GBP, Euro and US Dollar as the three major Western currencies.
All data expressed as at 1 November 2018.
Our globally diversified portfolio comprises a mix of asset classes and investments all of which are highlighted below. Portfolios are constantly monitored and may be rebalanced by the investment manager. This allows the manager to adapt to any material market movements at its discretion and ensure the portfolios remain in line with strategic asset allocations. As such the products, assets and weightings of those products within the portfolios may change from time to time with the objective of retaining the desired portfolio construction and performance outcome. Mercantile Invest will provide regular updates of such amends which can be viewed in our archive.